You may think you are able to deal with your auto accident alone, but the involvement of a Lyft driver makes these cases even more complicated than usual. This is because:

• Multiple parties could be involved in your accident.
• Liability could rest with one or more of these involved parties.
• Insurance coverage for Lyft drivers depends on various factors. You may encounter issues with the driver’s personal insurance if Lyft coverage does not apply.
• Lyft may try to delay the claims process, making your case harder to prove.

Our Lyft accident lawyers in Philadelphia are prepared to handle these and other difficulties associated with these types of accidents.

Lyft Insurance and How It Might Apply to Your Accident

Lyft driver insurance can be complicated. Lyft offers insurance to its drivers, but only under specific scenarios. Here’s what that looks like:

• The Lyft driver’s own personal insurance applies if the app was off at the time of the accident.
• If the driver has the Lyft app on and is waiting for a ride request, Lyft’s third-party liability insurance applies to help cover losses the driver’s personal policy does not.
• When the driver has the app on and is on the way to pick up passengers, Lyft’s insurance applies.
• Lyft’s coverage will apply if the driver is online and has a rider in their vehicle.

Regardless of which policy applies in your circumstances, it can be confusing to try and figure out which parties to talk to. Let our lawyers handle these complex matters.