Allentown Car Accident Lawyer

Yes. According to the Pennsylvania Insurance Department, all drivers in the commonwealth have to carry a certain amount of insurance to cover their own medical bills if they are injured. This type of insurance is called a Personal Injury Protection (PIP) policy.

After your accident, you should file a claim with your own PIP policy first. If you suffered severe injuries that exceed your insurance limits, our personal injury lawyers in Allentown can help you sue the liable party.

You can either call 911 from the scene or, if you were badly injured and had to leave right away for emergency care, you can contact the Allentown Police Department after receiving medical treatment.

While you do not require a police report to file a personal injury claim or lawsuit, having one can bolster your case.

Not only does excess speed make accidents more likely, it also increases the severity of resulting injuries. Page 8 of a Pennsylvania Department of Transportation (PennDOT) report indicates that speed-related fatalities are on the rise, with 280 such deaths recorded in 2023.

If another driver’s negligence leaves you with property damage to your car, they are responsible for your loss, and our personal injury law firm can seek compensation for you through their car accident insurance provider.

If you are responsible for an accident in Allentown, the following potential insurance scenarios apply:

• Your own no-fault coverage – if you carry it – will cover your medical expenses. Otherwise, your full coverage policy will cover your medical bills up to the policy’s limit.
• If the other driver’s losses are not classified as serious and they carry no-fault coverage, their own insurance policy will cover their losses.
• If the other driver does not carry no-fault coverage or was severely injured, they will likely file a claim with your insurance provider.

Yes, you can sue a motorist whose negligence leaves you injured in a car accident for your full range of covered losses. Only if your no-fault insurance coverage completely pays for your losses is this option off the table.

Yes, if you suffer whiplash as a result of another driver’s negligence, you can sue for the physical, financial, and emotional losses you experience, which can be substantial. That said, if your case of whiplash does not result in serious health issues, you may need to make a claim on your own PIP insurance, if you carry it.

Kalikhman & Rayz, can help you figure out how you should pursue compensation.

In Pennsylvania, you have only two years from the date of an injury-causing car accident to sue the at-fault driver, according to 42 Pa. C.S.A. § 5524(2). This deadline is called a statute of limitations.

Since you have a limited time to take legal action, reaching out to one of our car accident lawyers as soon after the accident as possible is a good way to protect your right to fair compensation.

Yes, even if you do not carry the car insurance that the Commonwealth of Pennsylvania requires you to, you can sue a negligent party who leaves you injured for the covered losses you experience.

In Pennsylvania, a serious injury is one that causes, in the words of 75 PA CSA § 1702, “death, serious impairment of body function or permanent serious disfigurement.”

If your injury leaves you with serious health concerns or interferes with your former lifestyle, it may qualify as serious – even if the involved insurance company rules otherwise. You can always consult with our Allentown car accident injury attorneys to learn more.

The insurance coverage minimums for Pennsylvania drivers related to bodily injury liability are:

• $15,000 of coverage per injured party
• A total of $30,000 coverage per accident

Every motorist is required by law to carry this minimum coverage.

Pennsylvania employs a comparative negligence law in relation to car accidents and other kinds of personal injury claims. This means that, even if you share responsibility for the accident that leaves you injured, you can seek compensation for the percentage of your covered losses that the other driver is responsible for – as long as they bear at least 50 percent of the responsibility.

For example, if you suffered $100,000 in physical, financial, and emotional losses in a car accident that was caused by a drunk driver who is determined to be 90 percent responsible, your compensation will be reduced by the 10 percent of responsibility that is assigned to you. As such, your compensation will be reduced by $10,000 – leaving you with a $90,000 settlement or court award.